Personal Savings & Checking Account Interest Rates
Savings Account Rates
| Account Type | APY | Current Rate |
|---|---|---|
| Statement Savings | 0.05% | 0.05% |
| IRA Savings | 0.05% | 0.05% |
| Christmas Club | 0.05% | 0.05% |
Rate Information - The interest rate and annual percentage yield may change at any time.
Compounding and crediting - Interest will be compounded every month. Interest will be credited to your account every month.
Effect of closing an account - If you close your account before interest is paid, you will not receive the accrued interest.
Minimum balance requirements: The minimum balance required to open this account is $25.00. You must maintain a minimum daily balance of $25.00 in your account each day to obtain the disclosed annual percentage yield.
Daily balance computation method - Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of interest on noncash deposits - Interest will begin to accrue on the business day you deposit noncash items (for example, checks) to your account.
Transaction limitations: During any statement cycle, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized, automatic, or computer transfer, telephonic order or instruction, or similar order to a third party. If you exceed the transfer limitations set forth above, your account will be subject to closure by the credit union.
NOTE: All rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest will be reinvested at a rate equal to the current rate. Fees may reduce earnings.
| Term | APY | Current Rate |
|---|---|---|
| 5 Month Certificate SPECIAL | 4.25% | 4.17% |
| 6 Month Certificate | 0.45% | 0.45% |
| 10 Month Certificate SPECIAL | 4.00% | 3.93% |
| 1 Year Certificate | 0.80% | 0.80% |
| 18 Month Certificate | 0.65% | 0.65% |
| 36 Month Certificate | 0.80% | 0.80% |
| 5 Year Certificate | 1.16% | 1.15% |
$1,000.00 minimum deposit for a Term Share Certificate
NOTE: All rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest will be reinvested at a rate equal to the current rate. This account is subject to early withdrawal penalties.
| Balance | APY | Current Rate |
|---|---|---|
| $1.00 - $4,999.99 | 0.10% | 0.10% |
| $5,000.00 - $19,999.99 | 0.15% | 0.15% |
| $20,000.00 - $49,999.99 | 0.25% | 0.25% |
| $50,000.00 - $99,999.99 | 0.35% | 0.35% |
| $100,000.00 and over | 0.45% | 0.45% |
Minimum balance requirements: The minimum balance required to open this account is $1,000.00.
You must maintain a minimum daily balance of $1,000.00 in your account each day to obtain the disclosed annual percentage yield.
Daily balance computation method - Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of interest on noncash deposits - Interest will begin to accrue on the business day you deposit noncash items (for example, checks) to your account.
Transaction limitations: During any statement cycle, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized, automatic, or computer transfer, telephonic order or instruction, or by check, draft, debit card, or similar order to a third party. If you exceed the transfer limitations set forth above, your account will be subject to closure by the credit union.
NOTE: All rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest will be reinvested at a rate equal to the current rate. Fees may reduce earnings.
| Term | APY | Current Rate |
|---|---|---|
| 5 Month Certificate SPECIAL | 4.25% | 4.17% |
| 6 Month Certificate | 0.45% | 0.45% |
| 10 Month Certificate SPECIAL | 4.00% | 3.93% |
| 1 Year Certificate | 0.80% | 0.80% |
| 18 Month Certificate | 0.65% | 0.65% |
| 36 Month Certificate | 0.80% | 0.80% |
| 5 Year Certificate | 1.16% | 1.15% |
$1,000.00 minimum deposit for a IRA Term Share Certificate
NOTE: All rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest will be reinvested at a rate equal to the current rate. This account is subject to early withdrawal penalties.
Rate Information - The interest rate and annual percentage yield may change at any time.
Compounding and crediting - Interest will be compounded every month. Interest will be credited to your account every month.
Effect of closing an account - If you close your account before interest is paid, you will not receive the accrued interest.
Minimum balance requirements: The minimum balance required to open this account is $25.00. You must maintain a minimum daily balance of $25.00 in your account each day to obtain the disclosed annual percentage yield.
Daily balance computation method - Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of interest on noncash deposits - Interest will begin to accrue on the business day you deposit noncash items (for example, checks) to your account.
Transaction limitations: During any statement cycle, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized, automatic, or computer transfer, telephonic order or instruction, or similar order to a third party. If you exceed the transfer limitations set forth above, your account will be subject to closure by the credit union.
Checking Account Rates
| Product | APY | Current Rate |
|---|---|---|
| No Nonsense Plus Checking | 0.05% | 0.05% |
| No Nonsense Business Plus Checking | 0.05% | 0.05% |
NOTE: All rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest will be reinvested at a rate equal to the current rate. Fees may reduce earnings.
NOTE: All rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest will be reinvested at a rate equal to the current rate. Fees may reduce earnings.