Checking Accounts
There should be “no nonsense” when it comes to personal checking. At Alden Credit Union we are committed to providing our members with an affordable checking account. Our accounts have been designed to benefit you and make your life easier. All of our personal checking accounts include free online banking and free bill pay. You can sign up for one at our Chicopee or Belchertown Office.
Alden Credit Union Routing Number: 211882143
Find a Fee Free ATM Near you:
No Nonsense Checking
No Nonsense Checking goes beyond traditional accounts, with a full menu of extra benefits to fit into today’s lifestyles. Its simplicity and convenience will fit into your life just right. Peace of mind comes with all of our accounts, as your deposits are insured in full.
- No monthly fee
- No minimum balance
- $10 minimum to open
- Access to surcharge fee free ATMs
- First order of 50 personalized checks free
- Free Debit Card
- Free Online Banking & Bill Pay
- Free Mobile App
- Free Notary Service
- Electronic direct deposit for both debits and credits
Minimum balance requirements: The minimum balance required to open this account is $10.00.
No Nonsense Plus Checking
No Nonsense Plus Checking account offers ALL of the benefits of our No Nonsense Checking plus it earns Interest.
- Earns competitive interest*
- $10 minimum to open
- No monthly fee if minimum balance is met
- Minimum Balance Requirement of $1,000.00 ($5.00 service fee if balance goes below the $1,000.00)
- Access to surcharge fee free ATMs
- First order of 50 personalized checks free
- Free Debit Card
- Free Online Banking & Bill Pay
- Free Mobile App
- Free Notary Service
- Allows electronic direct deposit for both debits and credits
Minimum balance requirements: The minimum balance required to open this account is $10.00. You must maintain a minimum daily balance of $10.00 in your account each day to obtain the disclosed annual percentage yield. You must maintain a minimum daily balance of $1,000.00 in your account to avoid a service charge fee. If, during any month, your account balance falls below the required minimum daily balance, your account will be subject to a service charge fee of $5.00 for that month.
* Variable interest rate, compounded daily and paid monthly
No Boundaries Checking
No Boundaries Checking is designed for members who need help rebuilding their financial lives. With just $10 to open and a monthly service fee of $7.50 you can open this account and save money.
- Allows electronic direct deposit for both debits and credits
- ATM card
- Access to surcharge free ATMs
- Easy to read monthly statement
- First order of 50 personalized checks free
- Online banking
- Free Bill Pay
- Free Notary Service
Minimum balance requirements: The minimum balance required to open this account is $10.00.
Fees and charges: A maintenance fee of $7.50 will be charged each month. The monthly maintenance fee will be automatically deducted from your checking account. Fees may reduce earnings.
(Some restrictions apply)
| Product | APY | Current Rate |
|---|---|---|
| No Nonsense Plus Checking | 0.05% | 0.05% |
| No Nonsense Business Plus Checking | 0.05% | 0.05% |
NOTE: All rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest will be reinvested at a rate equal to the current rate. Fees may reduce earnings.
NOTE: All rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest will be reinvested at a rate equal to the current rate. Fees may reduce earnings.