New and Used Vehicle Loans
As a member, you have access to great rates for the new or used car, truck, motorcycle, boat or RV you’re looking for. Stop into our Chicopee or Belchertown branches or apply online to find out how much you’re eligible to borrow before you shop for your auto loan.
Know What You’re Buying
Millions of used cars have costly hidden problems, some of which even your dealer may not be aware of: Salvage history, odometer fraud, major accident damage, flood, or fire damage, and more. We will verify the history of any vehicle you’re considering through CARFAX.
We offer terms from 12-72 months for the following vehicle loans:
New & Used Auto Loans
- Available in amounts up to $50,000
| Term | Interest Rate | APR | Payment per $1000 |
|---|---|---|---|
| Up to 36 Months * | 5.24% | 5.24% | Up to $30.08 |
| 48 Months * | 5.49% | 5.49% | $23.26 |
| 60 Months * | 5.99% | 5.99% | $19.33 |
| 66 Months * | 5.99% | 5.99% | $17.83 |
| 72 Months * | 6.99% | 6.99% | $17.05 |
* Due to market fluctuations programs, rates and terms and conditions are subject to change without notice.
New & Used Motorcycle Loans
- Available for a maximum of $40,000
| Term | Interest Rate | APR | Payment per $1000 |
|---|---|---|---|
| 60 Months | 8.74% | 8.74% | $20.63 |
New & Used Recreational Vehicle/Boat Loans
- Available for a maximum of $40,000
| Term | Interest Rate | APR | Payment per $1000 |
|---|---|---|---|
| 24 Months - 60 Months | 8.74% | 8.74% | $20.63 - $45.57 |
Earn .25% rate discount by signing up for automatic withdrawal.